Dog insurance with a difference

Lifetime dog insurance is the most comprehensive type of pet insurance you can buy. Your dog doesn’t have to be a pup to take out dog insurance with us. Benefits of Petsure dog insurance include:

• Vet fees covered up to your policy limits each year
• Covers recurring or chronic conditions through the lifetime of your policy
• Your policy limits reset each year – as long as you renew and there’s no break in cover.

Find out more about Petsure pet insurance.

You want your dog to be their happy, adventurous selves. But if they fall ill, you don’t want to have to make heart-breaking decisions if faced with expensive vet bills.

According to the Association of British Insurers (ABI), the average cost of pet claims in 2021 was £848. Having dog insurance could give you peace of mind that your top pooch is protected from the unexpected.

With us, no! Some insurers won’t take on older dogs. But you don’t have to worry about upper age limits with us. All we ask is your dog is more than 4 weeks old.

Many insurers introduce mandatory contributions if you need to claim. These are usually called ‘co-payments’ and are paid on top of your excess payment when your dog reaches a certain age – usually 8 years old. With us, it’s always your choice.

When you’re setting up your dog insurance, you have the power to decide how much you’re willing to pay if you need to claim. It’s also a way to keep your premium down.

If you always want us to pay the whole bill up to your policy limits then you can set your excess to £0 and a 0% voluntary bill share. This will increase the price you pay, but means you’ll never be out of pocket when you claim.

You can take out pet insurance for your puppy when they are as little as 4 weeks old. Accidents can happen at any time, even with puppies who are exploring a new world. Without the NHS to rely on as we do, you’ll otherwise have to pay the entire vet fee bill yourself.

It’s your choice as to when you take out dog insurance, but it is a risk to leave your puppy uninsured.

You can add Missing Pet cover to your policy. This gives you help in recovering your dog with advertising costs and also in offering a reward for their safe return.

This covers you up to the market value of your dog or cover amount – if your dog is lost, stolen or strays and you’re not reunited in 30 days.

If you’re not switching over your policy to us from another provider, you can claim after the following times, depending on the type of claim:

Accidental injuries – 2 days
Illnesses – 14 days
Missing pets – 14 days

If you do need help with any of the above situations within these timeframes, you’ll need to pay the bill yourself.

If you are switching from another provider, you could claim on your Petsure policy from the cover start date as long as:

• There’s no break in between your cover.
• The claim you want to make would have been covered with your previous provider.
• And you’re also covered for the claim with your new Petsure policy.