Up to £15,000 vet fees
Choose vet fee cover from £1,000 to £15,000 to suit your pet’s needs. Your limit resets each year you renew.
Choose vet fee cover from £1,000 to £15,000 to suit your pet’s needs. Your limit resets each year you renew.
Tailored pet insurance
Your pet is unique. Chose your limits, excess and optional extras to create a policy that fits them like a collar.
Your pet is unique. Chose your limits, excess and optional extras to create a policy that fits them like a collar.
Switch with continuous cover
Switch to Petsure on a like for like basis, with no gap in cover, and your cover could start immediately**.
Switch to Petsure on a like for like basis, with no gap in cover, and your cover could start immediately**.
Up to £15,000 vet fees
More info
Choose vet fee cover from £1,000 to £15,000 to suit your pet’s needs. Your limit resets each year you renew.
Tailored pet insurance
More info
Your pet is unique. Chose your limits, excess and optional extras to create a policy that fits them like a collar.
Switch with continuous cover
More info
Switch to Petsure on a like for like basis, with no gap in cover, and your cover could start immediately**.
You want your dog to be their happy, adventurous selves. But if they fall ill, you don’t want to have to make heart-breaking decisions if faced with expensive vet bills.
According to the Association of British Insurers (ABI), the average cost of pet claims in 2023 was £668. Having dog insurance could give you peace of mind that your top pooch is protected from the unexpected.
Dog insurance is your trusty sidekick, ready to help with unexpected vet bills if your pup falls ill or gets into a scrape.
You also have the flexibility to add optional extras like Dental Illness and Travel and Holiday cover. So your dog’s cover is tailored to their unique needs, rather than a one-size-fits-all package.
Having comprehensive cover for those unexpected scrapes can help give you peace of mind while your pet continues living their best life. Discover flexible pet insurance that protects the important four-legged members of your household.
Puppy cover
Older dog cover
Multi-pet cover
Puppy cover
Older dog cover
Multi-pet cover
Choosing Petsure to protect your dog gives you more than just vet fee cover. Here's what you get from our policy.
Dental accident
If your pet has a dental accident or injury, you’re covered up to your chosen vet fee limit. Just make sure you’re taking your pet for annual-check ups and following vet dental advice.
If your pet has a dental accident or injury, you’re covered up to your chosen vet fee limit. Just make sure you’re taking your pet for annual-check ups and following vet dental advice.
Behavioural treatment
Help from an expert with your pet’s emotional and mental well-being, as advised by a vet. Cover up to your chosen vet fee limit (maximum 12 sessions combined with complementary therapy).
Help from an expert with your pet’s emotional and mental well-being, as advised by a vet. Cover up to your chosen vet fee limit (maximum 12 sessions combined with complementary therapy).
Complementary therapy
This includes alternative treatments like hydrotherapy or acupuncture, as advised by a vet. Cover up to your chosen vet fee limit (maximum 12 sessions combined with behavioural treatment)
This includes alternative treatments like hydrotherapy or acupuncture, as advised by a vet. Cover up to your chosen vet fee limit (maximum 12 sessions combined with behavioural treatment)
Emergency care
If you have an emergency (like an unplanned hospital visit) and can’t look after your pet, you get up to £1,500 towards pet minding costs.
If you have an emergency (like an unplanned hospital visit) and can’t look after your pet, you get up to £1,500 towards pet minding costs.
Third-party liability for dogs
This is when your dog causes injury to someone or their pet, or causes loss or damage to another person’s property. Cover for up to £2,000,000 for legal action made against you or your dog.
This is when your dog causes injury to someone or their pet, or causes loss or damage to another person’s property. Cover for up to £2,000,000 for legal action made against you or your dog.
Choice of optional extras
Choose from a range of optional extras to suit your pet’s needs, such as dental illness and cover if your pet gets lost or stolen.
Choose from a range of optional extras to suit your pet’s needs, such as dental illness and cover if your pet gets lost or stolen.
Dental accident
More info
If your pet has a dental accident or injury, you’re covered up to your chosen vet fee limit. Just make sure you’re taking your pet for annual-check ups and following vet dental advice.
Behavioural treatment
More info
Help from an expert with your pet’s emotional and mental well-being, as advised by a vet. Cover up to your chosen vet fee limit (maximum 12 sessions combined with complementary therapy).
Complementary therapy
More info
This includes alternative treatments like hydrotherapy or acupuncture, as advised by a vet. Cover up to your chosen vet fee limit (maximum 12 sessions combined with behavioural treatment)
Emergency care
More info
If you have an emergency (like an unplanned hospital visit) and can’t look after your pet, you get up to £1,500 towards pet minding costs.
Third-party liability for dogs
More info
This is when your dog causes injury to someone or their pet, or causes loss or damage to another person’s property. Cover for up to £2,000,000 for legal action made against you or your dog.
Choice of optional extras
More info
Choose from a range of optional extras to suit your pet’s needs, such as dental illness and cover if your pet gets lost or stolen.
Defaqto 5 star rating when you choose vet fees over £4,000 with all optional add-ons included.
Basic cover alone has 3 star rating
Three-time winner National Insurance Awards Pet Insurance Award 2022, 2023 & 2024
Awarded Best Pet Insurance Provider at the Insurance Choice Awards 2022
“I’ve teamed up with Petsure as their vet ambassador. Their insurance products could cover cats and dogs, healthy or with pre-existing conditions, old or young, with great flexibility to suit both you and them.”
Dr Scott Miller, ITV This Morning vet
Similar to other pet insurance providers, we don’t cover routine and preventative treatments, including:
Ask your vet if they have a healthcare plan available to help spread the cost of these treatments. Monthly payment vet schemes can cover things like health checks, annual boosters, and preventive care.
The cost of dog insurance depends on a few things, like:
To help you decide on the right cover for your dog, you can use online research to find out:
|
ManyPets | Petplan | Agria | |
|---|---|---|---|---|
| Maximum vet fees | £15,000 per year | £15,000 per year | £12,000 per year | £20,000 per year |
| Cover for pre-existing conditions? | ||||
| No compulsory excess? | ||||
| No compulsory co-payments for older pets? | 20% (from age 9) | 20% (from age 7) | Min. 10% (from any age) | |
| Tailor limits per pet on a multi-pet policy? | ||||
| Dental treatment for accidents? | ||||
| Behavioural treatment and complementary therapy? |
|
|
ManyPets | |
|---|---|---|
| Maximum vet fees | £15,000 per year | £15,000 per year |
| Cover for pre-existing conditions? | ||
| No compulsory excess? | ||
| No compulsory co-payments for older pets? | 20% (from age 9) | |
| Tailor limits per pet on a multi-pet policy? | ||
| Dental treatment for accidents? | ||
| Behavioural treatment and complementary therapy? |
|
|
Petplan | |
|---|---|---|
| Maximum vet fees | £15,000 per year | £12,000 per year |
| Cover for pre-existing conditions? | ||
| No compulsory excess? | ||
| No compulsory co-payments for older pets? | 20% (from age 7) | |
| Tailor limits per pet on a multi-pet policy? | ||
| Dental treatment for accidents? | ||
| Behavioural treatment and complementary therapy? |
|
|
Agria | |
|---|---|---|
| Maximum vet fees | £15,000 per year | £20,000 per year |
| Cover for pre-existing conditions? | ||
| No compulsory excess? | ||
| No compulsory co-payments for older pets? | Min. 10% (from any age) | |
| Tailor limits per pet on a multi-pet policy? | ||
| Dental treatment for accidents? | ||
| Behavioural treatment and complementary therapy? |
| Maximum vet fees | |
|---|---|
| £15,000 per year | £15,000 per year |
| Cover for pre-existing conditions? | |
| No compulsory excess? | |
| No compulsory co-payments for older pets? | |
| 20% (from age 9) | |
| Tailor limits per pet on a multi-pet policy? | |
| Dental treatment for accidents? | |
| Behavioural treatment and complementary therapy? | |
| Maximum vet fees | |
|---|---|
| £15,000 per year | £12,000 per year |
| Cover for pre-existing conditions? | |
| No compulsory excess? | |
| No compulsory co-payments for older pets? | |
| 20% (from age 7) | |
| Tailor limits per pet on a multi-pet policy? | |
| Dental treatment for accidents? | |
| Behavioural treatment and complementary therapy? | |
| Maximum vet fees | |
|---|---|
| £15,000 per year | £20,000 per year |
| Cover for pre-existing conditions? | |
| No compulsory excess? | |
| No compulsory co-payments for older pets? | |
| Min. 10% (from any age) | |
| Tailor limits per pet on a multi-pet policy? | |
| Dental treatment for accidents? | |
| Behavioural treatment and complementary therapy? | |
†For Lifetime policies only – details correct as of 10 September 2024 via competitor websites. Competitor products are subject to their own T&Cs and can have different limits and requirements for cats versus dogs at different ages. For full details, please check the relevant policy wording.
For full details of Petsure pet insurance, please read our policy wording.
Keep your pets happy and healthy with unlimited access to an experienced UK-registered vet 24/7 with FirstVet when you join Petsure.
“I love the playful personalities of my Dachshunds, it’s part of what makes life with them so fun and exciting. But their spirited nature has also gotten them into a few scrapes over the years!
They’re also at a high risk of developing IVDD, a disease that can be costly to treat. That’s why I chose lifetime pet insurance with the highest vet fee level available. It reassures me that I can give them the best care possible if they develop back problems or have an accident.”
Allie Simpson – Pet insurance specialist and dog mum
Lifetime pet insurance is the most comprehensive type of cover out there.
It can cover your pet for accidents and repeated illnesses up to your policy limits throughout their life.
Lifetime dog insurance is the most comprehensive type of pet insurance you can buy. Your dog doesn’t have to be a pup to take out dog insurance with us. Benefits of Petsure dog insurance include:
Vet fees covered up to your policy limits each year
Covers recurring or chronic conditions through the lifetime of your policy
Your policy limits reset each year – as long as you renew and there’s no break in cover.
Find out more about Petsure pet insurance.
With us, no! Some insurers won’t take on older dogs. But you don’t have to worry about upper age limits with us. All we ask is your dog is more than 4 weeks old.
Many insurers introduce mandatory contributions if you need to claim. These are usually called ‘co-payments’ and are paid on top of your excess payment when your dog reaches a certain age – usually 8 years old. With us, it’s always your choice.
When setting up your dog insurance, you have the power to decide how much you’re willing to pay if you need to claim. It’s also a way to keep your premium down.
If you always want us to pay the whole bill up to your policy limits then you can set your excess to £0 and a 0% voluntary bill share. This will increase the price you pay but means you’ll never be out of pocket when you claim.
You can take out pet insurance for your puppy when they are as little as 4 weeks old. Accidents can happen at any time, even with puppies who are exploring a new world. Without the NHS to rely on as we do, you’ll otherwise have to pay the entire vet fee bill yourself.
It’s your choice when you take out dog insurance, but it is a risk to leave your puppy uninsured.
You can add Missing Pet cover to your policy. This gives you help in recovering your dog with advertising costs and offering a reward for their safe return.
This covers you up to the market value of your dog or cover amount – if your dog is lost, stolen or strays and you’re not reunited in 30 days.
If you’re not switching over your policy to us from another provider, you can claim after the following times, depending on the type of claim:
Accidental injuries – 2 days
Illnesses – 14 days
Missing pets – 14 days
If you do need help with any of the above situations within these timeframes, you’ll need to pay the bill yourself.
If you are switching from another lifetime provider, you could claim on your Petsure policy from the cover start date as long as:
There’s no break in between your cover.
The claim you want to make would have been covered with your previous provider.
And you’re also covered for the claim with your new Petsure policy.
Vet dog teeth cleaning isn’t covered under our dog insurance policy as this is a preventative treatment.
Professional cleaning can be done as part of a good oral hygiene routine to help look after your dog’s teeth.
Under the Dangerous Dogs Act of 1991, the following breeds cannot be owned, bred, sold, given away, or abandoned:
The UK government thinks of these breeds as a risk to the public and we’re unable to insure them. This is also applicable to any dogs cross-bred or mixed with these breeds. Take a look at our excluded breeds page for a full list of breeds we can’t cover.
While it isn’t a legal requirement to insure your dog, it’s something to seriously think about getting as a responsible dog parent.
Your pup’s healthcare is a top priority and, like humans, they can get sick or have an accident at any time. Dog insurance can cover unexpected vet costs and even help you afford more treatment options.
It’s both UK law and a condition of our cover to have your dog microchipped. We go into this in more detail in our handy guide to UK dog laws.
You’ll also need to keep their microchip database contact information up to date in case they go missing.
Learn how to keep your pet happy and healthy with guidance from expert vets and behaviourists.
If your dog gets ill or has an accident, you want to give them the best care possible. Let’s take a look at why having pet insurance is important for your pooch.
How to choose the best pet insurance for my pet
We explain the top things you may want to think about when it comes to researching pet insurance policies, including how you can compare pet insurance.
What is lifetime pet insurance
We’re saying farewell to all of the confusion around lifetime pet insurance. Join us as we explore what it is and how it works.
*Cover for pre-existing medical conditions is subject to acceptance. They will not be covered unless you have declared them and they are shown on your Confirmation of Cover.
**Illnesses and symptoms won’t be covered in the first 14 days and accidents won’t be covered in the first 2 days of the policy. This is unless you are switching from another lifetime pet insurance product with no break in cover and the claim you want to make would have been covered by your previous policy. Other exclusions may apply to other sections.
