Up to £15,000 vet fees
Choose vet fee cover from £1,000 to £15,000 to suit your pet’s needs. Your limit resets each year you renew.
Choose vet fee cover from £1,000 to £15,000 to suit your pet’s needs. Your limit resets each year you renew.
Tailored pet insurance
Your pet is unique. Chose your limits, excess and optional extras to create a policy that fits them like a collar.
Your pet is unique. Chose your limits, excess and optional extras to create a policy that fits them like a collar.
Switch with continuous cover
Switch to Petsure on a like for like basis, with no gap in cover, and your cover could start immediately**.
Switch to Petsure on a like for like basis, with no gap in cover, and your cover could start immediately**.
Up to £15,000 vet fees
More info
Choose vet fee cover from £1,000 to £15,000 to suit your pet’s needs. Your limit resets each year you renew.
Tailored pet insurance
More info
Your pet is unique. Chose your limits, excess and optional extras to create a policy that fits them like a collar.
Switch with continuous cover
More info
Switch to Petsure on a like for like basis, with no gap in cover, and your cover could start immediately**.
Your cat may be agile and independent but they can also fall ill or have accidents. Sadly, the UK doesn’t have a pet version of the NHS to foot the bill. Without cat insurance, you could pay thousands of pounds to treat your feline if they become poorly.
According to the Association of British Insurers (ABI), the average claim in 2023 was £668 – nearly 50% higher than the cost of the average insurance policy. But the reality is that vet treatment for common issues can often be much higher than this.
The cost of cat insurance will depend on a variety of things, including:
Online research can help you decide what vet fee limits and benefit levels to choose for your cat cover. So think about:
Many cat parents can’t afford to find thousands of pounds to pay the vet should something happen to their four-legged friend.
You never want to compromise on your cat’s care or the treatment options available if they need medical help. Investing in comprehensive cat cover can give you peace of mind when faced with unexpected and costly vet bills.
Cat insurance can also cover you for more than vet fees, including emergency cattery costs and even advertising if they go missing.
Having comprehensive cover for those unexpected scrapes can help give you peace of mind while your pet continues living their best life. Discover flexible pet insurance that protects the important four-legged members of your household.
Kitten cover
Older cat cover
Multi-pet cover
Kitten cover
Older cat cover
Multi-pet cover
Choosing Petsure to protect your cat gives you more than just vet fee cover. Here's what you get from our policy.
Dental accident
If your pet has a dental accident or injury, you’re covered up to your chosen vet fee limit. Just make sure you’re taking your pet for annual-check ups and following vet dental advice.
If your pet has a dental accident or injury, you’re covered up to your chosen vet fee limit. Just make sure you’re taking your pet for annual-check ups and following vet dental advice.
Behavioural treatment
Help from an expert with your pet’s emotional and mental well-being, as advised by a vet. Cover up to your chosen vet fee limit (maximum 12 sessions combined with complementary therapy).
Help from an expert with your pet’s emotional and mental well-being, as advised by a vet. Cover up to your chosen vet fee limit (maximum 12 sessions combined with complementary therapy).
Complementary therapy
This includes alternative treatments like hydrotherapy or acupuncture, as advised by a vet. Cover up to your chosen vet fee limit (maximum 12 sessions combined with behavioural treatment)
This includes alternative treatments like hydrotherapy or acupuncture, as advised by a vet. Cover up to your chosen vet fee limit (maximum 12 sessions combined with behavioural treatment)
Emergency care
If you have an emergency (like an unplanned hospital visit) and can’t look after your pet, you get up to £1,500 towards pet minding costs.
If you have an emergency (like an unplanned hospital visit) and can’t look after your pet, you get up to £1,500 towards pet minding costs.
Third-party liability for dogs
This is when your dog causes injury to someone or their pet, or causes loss or damage to another person’s property. Cover for up to £2,000,000 for legal action made against you or your dog.
This is when your dog causes injury to someone or their pet, or causes loss or damage to another person’s property. Cover for up to £2,000,000 for legal action made against you or your dog.
Choice of optional extras
Choose from a range of optional extras to suit your pet’s needs, such as dental illness and cover if your pet gets lost or stolen.
Choose from a range of optional extras to suit your pet’s needs, such as dental illness and cover if your pet gets lost or stolen.
Dental accident
More info
If your pet has a dental accident or injury, you’re covered up to your chosen vet fee limit. Just make sure you’re taking your pet for annual-check ups and following vet dental advice.
Behavioural treatment
More info
Help from an expert with your pet’s emotional and mental well-being, as advised by a vet. Cover up to your chosen vet fee limit (maximum 12 sessions combined with complementary therapy).
Complementary therapy
More info
This includes alternative treatments like hydrotherapy or acupuncture, as advised by a vet. Cover up to your chosen vet fee limit (maximum 12 sessions combined with behavioural treatment)
Emergency care
More info
If you have an emergency (like an unplanned hospital visit) and can’t look after your pet, you get up to £1,500 towards pet minding costs.
Third-party liability for dogs
More info
This is when your dog causes injury to someone or their pet, or causes loss or damage to another person’s property. Cover for up to £2,000,000 for legal action made against you or your dog.
Choice of optional extras
More info
Choose from a range of optional extras to suit your pet’s needs, such as dental illness and cover if your pet gets lost or stolen.
Defaqto 5 star rating when you choose vet fees over £4,000 with all optional add-ons included.
Basic cover alone has 3 star rating
Three-time winner National Insurance Awards Pet Insurance Award 2022, 2023 & 2024
Awarded Best Pet Insurance Provider at the Insurance Choice Awards 2022
“I’ve teamed up with Petsure as their vet ambassador. Their insurance products could cover cats and dogs, healthy or with pre-existing conditions, old or young, with great flexibility to suit both you and them.”
Cat insurance can protect you against unplanned and costly vet bills if your feline gets sick or has an accident.
As part of your Petsure cover, you get:
You can also choose optional extras like Dental Illness and Travel and Holiday cover. So you can tailor your cat’s policy to their specific needs.
Like most insurers, we won’t cover routine and preventative treatments, including:
Speak to your vet to see if they offer a healthcare plan. This can include annual vaccinations, regular health checkups, and preventative treatments.
|
ManyPets | Petplan | Agria | |
|---|---|---|---|---|
| Maximum vet fees | £15,000 per year | £15,000 per year | £12,000 per year | £20,000 per year |
| Cover for pre-existing conditions? | ||||
| No compulsory excess? | ||||
| No compulsory co-payments for older pets? | 20% (from age 9) | 20% (from age 7) | Min. 10% (from any age) | |
| Tailor limits per pet on a multi-pet policy? | ||||
| Dental treatment for accidents? | ||||
| Behavioural treatment and complementary therapy? |
|
|
ManyPets | |
|---|---|---|
| Maximum vet fees | £15,000 per year | £15,000 per year |
| Cover for pre-existing conditions? | ||
| No compulsory excess? | ||
| No compulsory co-payments for older pets? | 20% (from age 9) | |
| Tailor limits per pet on a multi-pet policy? | ||
| Dental treatment for accidents? | ||
| Behavioural treatment and complementary therapy? |
|
|
Petplan | |
|---|---|---|
| Maximum vet fees | £15,000 per year | £12,000 per year |
| Cover for pre-existing conditions? | ||
| No compulsory excess? | ||
| No compulsory co-payments for older pets? | 20% (from age 7) | |
| Tailor limits per pet on a multi-pet policy? | ||
| Dental treatment for accidents? | ||
| Behavioural treatment and complementary therapy? |
|
|
Agria | |
|---|---|---|
| Maximum vet fees | £15,000 per year | £20,000 per year |
| Cover for pre-existing conditions? | ||
| No compulsory excess? | ||
| No compulsory co-payments for older pets? | Min. 10% (from any age) | |
| Tailor limits per pet on a multi-pet policy? | ||
| Dental treatment for accidents? | ||
| Behavioural treatment and complementary therapy? |
| Maximum vet fees | |
|---|---|
| £15,000 per year | £15,000 per year |
| Cover for pre-existing conditions? | |
| No compulsory excess? | |
| No compulsory co-payments for older pets? | |
| 20% (from age 9) | |
| Tailor limits per pet on a multi-pet policy? | |
| Dental treatment for accidents? | |
| Behavioural treatment and complementary therapy? | |
| Maximum vet fees | |
|---|---|
| £15,000 per year | £12,000 per year |
| Cover for pre-existing conditions? | |
| No compulsory excess? | |
| No compulsory co-payments for older pets? | |
| 20% (from age 7) | |
| Tailor limits per pet on a multi-pet policy? | |
| Dental treatment for accidents? | |
| Behavioural treatment and complementary therapy? | |
| Maximum vet fees | |
|---|---|
| £15,000 per year | £20,000 per year |
| Cover for pre-existing conditions? | |
| No compulsory excess? | |
| No compulsory co-payments for older pets? | |
| Min. 10% (from any age) | |
| Tailor limits per pet on a multi-pet policy? | |
| Dental treatment for accidents? | |
| Behavioural treatment and complementary therapy? | |
†For Lifetime policies only – details correct as of 10 September 2024 via competitor websites. Competitor products are subject to their own T&Cs and can have different limits and requirements for cats versus dogs at different ages. For full details, please check the relevant policy wording.
For full details of Petsure pet insurance, please read our policy wording.
Keep your pets happy and healthy with unlimited access to an experienced UK-registered vet 24/7 with FirstVet when you join Petsure.
“One of the reasons why cats are so beloved is because of their playful attitudes and adventurous spirits. But this primal instinct to explore can get them into unexpected scrapes.
Cat insurance can give you peace of mind that your favourite feline is covered for the escapades of everyday life. So if something did happen, you can focus on helping your cat get better, not worrying about paying out for expensive vet costs.”
Allie Simpson – Pet insurance specialist
Lifetime pet insurance is the most comprehensive type of cover out there.
It can cover your pet for accidents and repeated illnesses up to your policy limits throughout their life.
Our cat insurance has a Defaqto 5 star rating when you choose vet fees over £4k with all optional extras included.
Lifetime cat insurance is the most comprehensive type of pet insurance you can buy. It’s the cat’s whiskers. Your cat doesn’t have to be a kitten to take out cat insurance with us.
Benefits of Petsure cat insurance include:
Pedigree cats can be more expensive to insure compared to mixed-breed (moggy) cats. This is because pedigrees are more at risk of inheriting genetic illnesses.
For example, Maine Coons are prone to hip dypslasia, while Sphynxs are at higher risk of cardiomyopathy.
Some other insurers set upper age limits on buying cat insurance. We don’t. All we ask is your cat is more than 4 weeks old.
Many also introduce mandatory contributions if you need to claim. This is the bill share (also known as ‘co-payment’). It’s paid on top of your excess payment when your cat reaches a certain age – usually 10 years. With us, this is always your choice.
When you’re setting up your policy, you have the power to decide how much you’re willing to pay if you need to claim – it’s also a way to keep your premium down. If you always want us to pay the whole bill up to your policy limits then you can set your excess to £0 and a 0% voluntary bill share. This will increase the price you pay, but means you’ll never be out of pocket when you claim.
You can add optional Missing Pet cover to your policy. This gives you help in recovering your cat with advertising costs and also in offering a reward for their safe return.
This covers you up to the market value of your cat or your cover amount – if your cat is lost, stolen or strays and you’re not reunited in 30 days.
If you’re not switching over your policy to us from another provider, you can claim after the following times, depending on the type of claim:
Accidental injuries – 2 days
Illnesses – 14 days
Missing pets – 14 days
If you need to see the vet for an accident or illness within these timeframes, you’ll have to pay the bill yourself.
If you are switching from another lifetime pet insurance provider, you could claim on your Petsure policy from the cover start date as long as:
You can have a different vet fee limit, excess, and bill share (co-payment).
Learn how to keep your pet happy and healthy with guidance from expert vets and behaviourists.
Like dogs, cats can get themselves into unexpected scrapes or fall ill. So let’s take a look at the benefits of getting pet insurance for your formidable feline.
How to choose the best pet insurance for my pet
We explain the top things you may want to think about when it comes to researching pet insurance policies, including how you can compare pet insurance.
What is lifetime pet insurance
We’re saying farewell to all of the confusion around lifetime pet insurance. Join us as we explore what it is and how it works.
*Cover for pre-existing medical conditions is subject to acceptance. They will not be covered unless you have declared them and they are shown on your Confirmation of Cover.
**Illnesses and symptoms won’t be covered in the first 14 days and accidents won’t be covered in the first 2 days of the policy. This is unless you are switching from another lifetime pet insurance product with no break in cover and the claim you want to make would have been covered by your previous policy. Other exclusions may apply to other sections.
