Up to £15,000 vet fees
Choose vet fee cover from £1,000 to £15,000 to suit your pet’s needs. Your limit resets each year you renew.
Choose vet fee cover from £1,000 to £15,000 to suit your pet’s needs. Your limit resets each year you renew.
Tailored pet insurance
Your pet is unique. Chose your limits, excess and optional extras to create a policy that fits them like a collar.
Your pet is unique. Chose your limits, excess and optional extras to create a policy that fits them like a collar.
Switch with continuous cover
Switch to Petsure on a like for like basis, with no gap in cover, and your cover could start immediately**.
Switch to Petsure on a like for like basis, with no gap in cover, and your cover could start immediately**.
Up to £15,000 vet fees
More info
Choose vet fee cover from £1,000 to £15,000 to suit your pet’s needs. Your limit resets each year you renew.
Tailored pet insurance
More info
Your pet is unique. Chose your limits, excess and optional extras to create a policy that fits them like a collar.
Switch with continuous cover
More info
Switch to Petsure on a like for like basis, with no gap in cover, and your cover could start immediately**.
Sadly, there’s no NHS for pets if they’re poorly or get in a scrape, which can happen anytime.
So you’ll have to pay for everything yourself if you don’t have vet fee cover to put towards their treatment costs. And whether planned or unplanned, vet trips can be expensive.
Having pet insurance can give pet parents peace of mind that their four-legged family members are protected against unexpected vet bills.
Pet insurance can also give you benefits and options beyond vet fees, such as emergency care and money towards advertising your missing pet.
To learn more about the benefits of pet insurance, read our ultimate guide on our blog.
From making unforgettable memories together to keeping them happy and healthy, being a pet parent can be a rollercoaster ride.
That’s why it can help to know you have comprehensive cover for those unexpected bumps and scrapes of life. Discover pet insurance that protects the important four-legged members of your household.
Dog cover
Cat cover
Multi-pet cover
Dog cover
Cat cover
Multi-pet cover
Choosing Petsure to protect your pet gives you more than just vet fee cover. Here's what you get from our lifetime pet insurance policy.
Dental accident
If your pet has a dental accident or injury, you’re covered up to your chosen vet fee limit. Just make sure you’re taking your pet for annual-check ups and following vet dental advice.
If your pet has a dental accident or injury, you’re covered up to your chosen vet fee limit. Just make sure you’re taking your pet for annual-check ups and following vet dental advice.
Behavioural treatment
Help from an expert with your pet’s emotional and mental well-being, as advised by a vet. Cover up to your chosen vet fee limit (maximum 12 sessions combined with complementary therapy).
Help from an expert with your pet’s emotional and mental well-being, as advised by a vet. Cover up to your chosen vet fee limit (maximum 12 sessions combined with complementary therapy).
Complementary therapy
This includes alternative treatments like hydrotherapy or acupuncture, as advised by a vet. Cover up to your chosen vet fee limit (maximum 12 sessions combined with behavioural treatment)
This includes alternative treatments like hydrotherapy or acupuncture, as advised by a vet. Cover up to your chosen vet fee limit (maximum 12 sessions combined with behavioural treatment)
Emergency care
If you have an emergency (like an unplanned hospital visit) and can’t look after your pet, you get up to £1,500 towards pet minding costs.
If you have an emergency (like an unplanned hospital visit) and can’t look after your pet, you get up to £1,500 towards pet minding costs.
Third-party liability for dogs
This is when your dog causes injury to someone or their pet, or causes loss or damage to another person’s property. Cover for up to £2,000,000 for legal action made against you or your dog.
This is when your dog causes injury to someone or their pet, or causes loss or damage to another person’s property. Cover for up to £2,000,000 for legal action made against you or your dog.
Choice of optional extras
Choose from a range of optional extras to suit your pet’s needs, such as dental illness and cover if your pet gets lost or stolen.
Choose from a range of optional extras to suit your pet’s needs, such as dental illness and cover if your pet gets lost or stolen.
Dental accident
More info
If your pet has a dental accident or injury, you’re covered up to your chosen vet fee limit. Just make sure you’re taking your pet for annual-check ups and following vet dental advice.
Behavioural treatment
More info
Help from an expert with your pet’s emotional and mental well-being, as advised by a vet. Cover up to your chosen vet fee limit (maximum 12 sessions combined with complementary therapy).
Complementary therapy
More info
This includes alternative treatments like hydrotherapy or acupuncture, as advised by a vet. Cover up to your chosen vet fee limit (maximum 12 sessions combined with behavioural treatment)
Emergency care
More info
If you have an emergency (like an unplanned hospital visit) and can’t look after your pet, you get up to £1,500 towards pet minding costs.
Third-party liability for dogs
More info
This is when your dog causes injury to someone or their pet, or causes loss or damage to another person’s property. Cover for up to £2,000,000 for legal action made against you or your dog.
Choice of optional extras
More info
Choose from a range of optional extras to suit your pet’s needs, such as dental illness and cover if your pet gets lost or stolen.
Defaqto 5 star rating when you choose vet fees over £4,000 with all optional add-ons included.
Basic cover alone has 3 star rating
Three-time winner National Insurance Awards Pet Insurance Award 2022, 2023 & 2024
Awarded Best Pet Insurance Provider at the Insurance Choice Awards 2022
Tailor your policy to your pet’s needs
Pick your vet fee limit up to £15k, select any optional add ons, and choose whether to pay an excess or co-payment.
Claim as many times up to your chosen limit each policy year
If your pet falls ill or is injured and you need to make a claim, the cost will be taken from your chosen annual limit.
Your vet fee limit resets each year you renew your policy
When you stay with us, your pet will continue to be covered for repeated illnesses up to your policy limits.
“I’ve teamed up with Petsure as their vet ambassador. Their insurance products could cover cats and dogs, healthy or with pre-existing conditions, old or young, with great flexibility to suit both you and them.”
Pet insurance covers your pet against the unexpected if they need treatment for an accident or illness.
With Petsure lifetime pet insurance, any conditions we’ve agreed to cover for your pet are covered for life, as long as you renew your policy each year. Petsure cover includes:
You can also add on optional extras like Travel and Holiday cover and Dental Illness cover for a tailored policy that fits your pet like a collar.
As comprehensive as our lifetime pet insurance is, there are some things we don’t cover, including:
|
ManyPets | Petplan | Agria | |
|---|---|---|---|---|
| Maximum vet fees | £15,000 per year | £15,000 per year | £12,000 per year | £20,000 per year |
| Cover for pre-existing conditions? | ||||
| No compulsory excess? | ||||
| No compulsory co-payments for older pets? | 20% (from age 9) | 20% (from age 7) | Min. 10% (from any age) | |
| Tailor limits per pet on a multi-pet policy? | ||||
| Dental treatment for accidents? | ||||
| Behavioural treatment and complementary therapy? |
|
|
ManyPets | |
|---|---|---|
| Maximum vet fees | £15,000 per year | £15,000 per year |
| Cover for pre-existing conditions? | ||
| No compulsory excess? | ||
| No compulsory co-payments for older pets? | 20% (from age 9) | |
| Tailor limits per pet on a multi-pet policy? | ||
| Dental treatment for accidents? | ||
| Behavioural treatment and complementary therapy? |
|
|
Petplan | |
|---|---|---|
| Maximum vet fees | £15,000 per year | £12,000 per year |
| Cover for pre-existing conditions? | ||
| No compulsory excess? | ||
| No compulsory co-payments for older pets? | 20% (from age 7) | |
| Tailor limits per pet on a multi-pet policy? | ||
| Dental treatment for accidents? | ||
| Behavioural treatment and complementary therapy? |
|
|
Agria | |
|---|---|---|
| Maximum vet fees | £15,000 per year | £20,000 per year |
| Cover for pre-existing conditions? | ||
| No compulsory excess? | ||
| No compulsory co-payments for older pets? | Min. 10% (from any age) | |
| Tailor limits per pet on a multi-pet policy? | ||
| Dental treatment for accidents? | ||
| Behavioural treatment and complementary therapy? |
| Maximum vet fees | |
|---|---|
| £15,000 per year | £15,000 per year |
| Cover for pre-existing conditions? | |
| No compulsory excess? | |
| No compulsory co-payments for older pets? | |
| 20% (from age 9) | |
| Tailor limits per pet on a multi-pet policy? | |
| Dental treatment for accidents? | |
| Behavioural treatment and complementary therapy? | |
| Maximum vet fees | |
|---|---|
| £15,000 per year | £12,000 per year |
| Cover for pre-existing conditions? | |
| No compulsory excess? | |
| No compulsory co-payments for older pets? | |
| 20% (from age 7) | |
| Tailor limits per pet on a multi-pet policy? | |
| Dental treatment for accidents? | |
| Behavioural treatment and complementary therapy? | |
| Maximum vet fees | |
|---|---|
| £15,000 per year | £20,000 per year |
| Cover for pre-existing conditions? | |
| No compulsory excess? | |
| No compulsory co-payments for older pets? | |
| Min. 10% (from any age) | |
| Tailor limits per pet on a multi-pet policy? | |
| Dental treatment for accidents? | |
| Behavioural treatment and complementary therapy? | |
†For Lifetime policies only – details correct as of 10 September 2024 via competitor websites. Competitor products are subject to their own T&Cs and can have different limits and requirements for cats versus dogs at different ages. For full details, please check the relevant policy wording.
For full details of Petsure pet insurance, please read our policy wording.
The cost of your pet insurance varies depending on:
It can be tricky to decide what annual vet fee limit to get with your pet insurance. Here’s what can help you make the right choices for your pet:
Choosing a cheap pet insurance policy may save you money on your monthly payments. But your pet could still be left unprotected if they have an accident or become poorly. Vet treatment can be expensive and a low vet fee limit might not cover all your costs. This can mean either footing the rest of the bill yourself or having fewer treatment options available.
Here are some other ways that could help you manage the cost of your pet insurance:
“Always research your pet breed – including their risk of inherited conditions – to help you decide what level of pet cover you may need. And keep in mind that the cheapest policy out there may not cover all your vet bills if something happens to your pet pal.
I have two Dachshunds, a breed with a one-in-four risk of developing IVDD. Back surgery and physiotherapy can cost thousands of pounds so I picked the highest vet fee cover available. I want to be sure I can give my dogs the best care possible if they ever have back issues.”
Allie Simpson – Pet insurance specialist and dog mum
It can be tough getting pet cover with a new provider when your cat or dog is living with health conditions.
These are known as pre-existing conditions and some pet insurers will exclude them when you try to switch over cover. This often means you’ll only be covered for any new conditions they develop. Other providers have limited cover options and mandatory excesses for existing illnesses.
With Petsure, your pet’s pre-existing conditions could be covered*. Find out more about our pre-existing conditions pet insurance.
Not all insurers offer cover for existing illnesses.
Petsure is a medical specialist and considers all pre-existing conditions. Just answer some questions about your pet’s health to see if we can cover them.
Our pet insurance has a Defaqto 5 star rating when you choose vet fees over £4k with all optional extras included.
With so many different types of pet insurance out there, knowing what’s what can get confusing.
Find out the differences between lifetime, maximum benefit, and time-limited pet insurance on our ‘what is lifetime pet insurance’ page.
Accidents can happen at any time and the risk of falling ill increases as your pet ages.
Having pet insurance in place as soon as possible can give you the reassurance they’re protected and enjoy living their best life.
Many pet insurers won’t take on new pets after a certain age, which is usually 8 for dogs and 10 for cats.
Petsure has no upper age limit and can cover your puppy or kitten from four weeks of age.
You can also switch with no break in cover if you’re moving on a like-for-like basis from another provider.
An excess is the amount you’ve agreed to pay towards the cost of a pet insurance claim.
When taking out cover with Petsure, you can decide if you’d like to add an excess between £0 and £500.
Many insurers will include a compulsory excess onto your policy, especially for older cats and senior dogs – but not us.
Many pet insurance providers will exclude pre-existing conditions, so you’ll only be covered for any new conditions they develop. Others have limited cover options and mandatory excesses for existing illnesses.
With Petsure, your pet’s pre-existing conditions could be covered*. You’ll just need to answer some questions about your pet’s health over the last two years. This also means the price you pay fairly reflects any conditions that can be covered.
Find out more about our pre-existing conditions pet insurance.
You can add Travel and Holiday cover to your Petsure policy for trips in the UK and overseas.
This gives you cover for:
Sometimes your vet may need to run extra tests to diagnose a condition.
Your Petsure policy covers you for MRI and CT scans up to your chosen vet fee limit or £2,000 (whichever is lower).
Learn how to keep your pet happy and healthy with guidance from expert vets and behaviourists.
Find out why pet insurance is worth it to cover the cost of vet bills over your pet’s lifetime, plus how to pick the best type of insurance for your pet.
How to choose the best pet insurance for my pet
We explain the top things you may want to think about when it comes to researching pet insurance policies, including how you can compare pet insurance.
What is lifetime pet insurance
We’re saying farewell to all of the confusion around lifetime pet insurance. Join us as we explore what it is and how it works.
*Cover for pre-existing medical conditions is subject to acceptance. They will not be covered unless you have declared them and they are shown on your Confirmation of Cover.
**Illnesses and symptoms won’t be covered in the first 14 days and accidents won’t be covered in the first 2 days of the policy. This is unless you are switching from another lifetime pet insurance product with no break in cover and the claim you want to make would have been covered by your previous policy. Other exclusions may apply to other sections.
